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Updated Lazar Report

 

We commissioned this research because there is a shocking lack of transparency and accountability around insurance financial data and, specifically, profitability. The report clearly shows the degree to which we are all paying too much and getting far too little for our premium dollar and that victims are getting seriously shortchanged on the coverage they receive.

 

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OTLA released an updated study by Schulich School of Business Professor Fred Lazar on auto insurance profits in Ontario. The report clearly shows the degree to which we are all paying too much and getting far too little for our premium dollar and, as we see in our practices, that victims are getting seriously shortchanged on the coverage they receive. Our excessive Ontario auto insurance premiums are being used to subsidize the insurance industry across the entire country.

 

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PUBLIC

 

Why are Ontarians possibly overpaying billions in auto insurance?

 

It just doesn't make sense. You're paying more and getting less over the last decade. The question is why?

 

One reason: Ontario drivers contribute disproportionately to Canada-wide insurance profits.

 

Read more at the Toronto Star ▶

 

 

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OTLA Blog 

What is Adverse Costs Insurance? Do I Need It?

Generally speaking, in Ontario, we have a 'loser pays legal fees system'. This means that the unsuccessful party in a lawsuit can expect to be ordered to pay at least part of the successful side's legal costs. In personal injury litigation it's not uncommon for the losing party in a trial to be ordered to pay legal costs awards in the range of tens to hundreds of thousands of dollars. 

 

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